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Rebuild. Get Fundable. Get Funded.

Universal Recovery Consultants | Credit & Capital Solutions for Real People Building Real Businesses

At Universal Recovery Consultants (URC), we help individuals and small business owners transform their credit and unlock funding opportunities — no matter where they’re starting from.

Whether you’re rebuilding after life’s challenges, launching a new business, or ready to take your company to the next level, our team gives you the tools, strategies, and guidance to become fundable — personally and professionally.

We’re not just a credit repair company. We’re a credit empowerment and funding resource — built by people who understand what it means to rebuild from the ground up. Our approach is transparent, empowering, and results-driven, designed to help you move from credit recovery to capital readiness.

???? What We Do

Credit Repair Express: Fast, compliant dispute process backed by our 100-point improvement warranty

Business Credit BuildSuite™: Step-by-step software and accountability system to establish and grow true business credit

Funding Programs: Access 0% interest capital and tailored funding options — even if you’ve been denied before

Personalized Credit Strategies: Transparent, goal-based planning for measurable results

Credit & Business Education: Workshops and training for entrepreneurs, nonprofits, and recovery communities

???? Why We’re Different

We meet you where you are — without judgment, without pressure, and with a clear plan forward.

From personal recovery to financial recovery, we walk beside you, combining compassion with proven credit and capital strategies that actually work.

We’re not just fixing credit — we’re building confidence, businesses, and a foundation for lasting success.

???? Start Your Comeback Today

Complete the form below to schedule your free consultation and learn how to build business credit, improve your personal credit, and access the funding you deserve.
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Service Provided

We help entrepreneurs build real business credit and become fundable. Our services are designed to take you from “not ready” to “fully prepared” for approvals, funding, and growth.

Here’s what we offer:

Business credit setup & compliance

Step-by-step business credit building

Funding strategy & lender preparation

Vendor, revolving, and credit line guidance

Fundability assessments & business structuring

Personal credit support when needed

Everything we do is built to help you get approved, get funded, and grow with confidence.
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Opening hours

  • Monday 09:00 am - 05:00 pm
  • Tuesday 09:00 am - 05:00 pm
  • Wednesday 09:00 am - 05:00 am
  • Thursday 09:00 am - 05:00 pm
  • Friday 09:00 am - 05:00 pm
  • Saturday Closed
  • Sunday Closed

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Areas We Serve:

San Antonio,Texas,United States

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